Nowe technologie w dystrybucji ubezpieczeń. Wybrane problemy prawne dotyczące wprowadzania innowacji na rynku ubezpieczeniowym
New technologies in insurance distribution. Selected legal
problem sconcerning introducing innovations in the insurance
market
Author(s): Mariusz Fras, Monika SzaraniecSubject(s): Business Economy / Management, ICT Information and Communications Technologies
Published by: Fundacja "Prawo Ubezpieczeniowe"
Keywords: InsurTech; insurance distributors; customer profiling; automated contracting; digital ecosystem; regulatory sandbox;
Summary/Abstract: Introducing New technologies in insurance distribution seems to be inevitable and should be ba-sed on applicable legal regulations. This process, however, isassociated with many legal problemsin the regulatory and supervisory as well as civil law. Robo-advice, artificial intelligence, digitalcross-sellers insurance, Big Data Analytics and customer data generation, Internet of Things, aswell as enti tiesapplying blockchain technology to manager insurance contracts, their liquidationand clients’ claims constitute competition for traditional (classic) insurance distributor activity.Considerations, due to the limitem volume of the article, signal on selected legal problems (in na-tional and EU law) regarding the introduction of innovations in the insurance market.
Journal: Prawo Asekuracyjne
- Issue Year: 2/2019
- Issue No: 99
- Page Range: 90 - 109
- Page Count: 20
- Language: Polish
